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September 08, 2026

Will A Home Security System Decrease Insurance Rates In Pittsburgh?

You bet! The majority of insurance companies provide discounts for home security systems in Pittsburgh, generally ranging from 5-20% depending on serveral factors. The amount of your discount can vary widely based on the sort of system you install, the insurer, and where you live. Learn how to enjoy the most savings while giving your loved ones the best protection possible

Why Do Insurers Offer Home Security Discounts?

Alarm systems reduce the risk of theft, which means the chance of your insurer paying out are reduced. When you have monitored CO detectors, fire alarms, and flood sensors tied to your alarm system, the chance of damage due to fires and flooding is reduced as well. You’re helping the insurer by minimizing their payout risk. As a result, they’re happy to offer a premium discount.

What Pittsburgh Home Security Systems Earn You The Best Discount?

It makes sense that you want the largest discount possible. Here’s how:

  • Get a monitored system. A monitored system is the best choice for your family, and it’s often required by insurance companies to qualify for a discount. Get the peace of mind you deserve and save some cash while you’re at it.

  • Integrate monitored environmental devices. Chances are you’ll qualify for additional savings by minimizing the risk of damage due to fires, flooding, and CO leaks. Having your fire alarms, water sensors, and carbon monoxide detectors professionally monitored also supplies your family an invaluable backup during emergencies.

  • Install a complete security system. Choosing a layered defense with video surveillance, motion sensors, contact sensors, smart locks, and more, will be looked upon favorably by the insurer and result in greater savings.

Adding a surveillance camera by itself doesn’t automatically get you a discount. Remember that your system will need to be professionally monitored. 

How To Get Your Home Security Insurance Discount In Pittsburgh

Step one of reducing your premiums is to call the insurer after you install your home alarm system. They’ll likely want to check documentation such as a monitoring agreement or alarm monitoring certificate. Reputable home security firms like ADT often work with insurers and can assist with the required paperwork.

ADT Systems Check All The Boxes For Insurance Discounts

If you want the best defense and insurance savings, select an ADT alarm system in Pittsburgh. Featuring the nation’s biggest monitoring network, ADT offers unmatched 24-hour professional monitoring. You’ll also benefit from comprehensive systems with surveillance cameras, smart locks, safety alarms, and more.

How Much Will You Save? Build Your New ADT System In Pittsburgh Today

The real advantage of ADT alarm systems is the exceptional protection they provide for your Pittsburgh family. Saving money on your home insurance bills is a nice bonus. Design your new system by getting in touch with the ADT authorized dealers at Secure24 Alarm Systems. Place a call to (412) 230-3668 or submit our form below.

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